Why Seniors Should Consider a Life Insurance Settlement

April 28th, 2025

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Why it Matters over the age of 65.

Many seniors face financial challenges in retirement, unaware their life insurance policy is an asset that can provide substantial cash flow. In fact, statistics show over 85% of life insurance policies lapse or fail to pay a death benefit, often leaving seniors without any financial advantage.

The average payout from life insurance settlements can range between 20% to 30% of the policy's face value, a significantly higher value than the typical surrender value offered by insurance companies. A life insurance settlement turns your policy into immediate cash, allowing seniors over 65 to cover expenses like healthcare, debt reduction, or even fund retirement dreams.

Partnering with Kim & Co Agency connects your policy with over 90 competitive investors, ensuring you get the best market value rather than limited offers from a single middleman. Contact us now for a no obligation consultation.

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