Maximizing Value from Your Life Insurance Policy After 65

April 30th, 2025

Article 3 of 3

If you're over 65 and holding a life insurance policy you no longer need or can’t afford, you're part of the 85% whose policies risk lapsing without paying benefits. A life settlement provides an optimal solution by converting your life insurance into valuable liquid assets.

Research indicates that billions of dollars in life insurance policies lapse annually without providing any benefit to policyholders. Using a broker like Kim & Co Agency means your policy is marketed to over 90 institutional investors, creating a bidding environment that typically yields significantly higher offers than dealing directly through middlemen. Don't let your policy lapse without benefit; capitalize on its hidden value now.

Remember, life insurance is an asset. It's worth to schedule time to review your asset, and not let it go to waste.

Policy lapse, life insurance settlements, liquid assets, institutional investors, Kim & Co Agency